Budget is for a middle aged couple (myself + wife and a cat). We are under the MM2H VISA (old requirements).
Our portfolio is made up of VTSAX/VTIAX/VBTLX. We live off the dividends for now, since our expenses are low enough that we don't need to sell anything. We never pursued a dividend strategy and we are not using one now. It it just happened that current dividend payouts are more than enough. We do not object to selling assets to finance our lifestyle.
The rent is for a seafront luxury condo in Penang. It is way oversized for just the two of us, but I wanted the location/view. Here is the listing for similar units for rent in the same complex. Many units listed are already furnished. I got an unfurnished unit and bought the furniture I needed at the local Ikea.
We are sensitive to heat and yet we hardly ever have to turn on the AC. One of the main reasons why I picked this grossly oversized condo is location: It is cool and breezy. It is sunny out but I am sitting very comfortably in front of the computer with just the windows open and a ceiling fan running. As comfortable as one can be.
We are home bodies and we don't drink/smoke/gamble, which significantly reduces our monthly expenses.
We eat mostly local produce and local sources of protein. We don't try to replicate a Western diet here, which would significantly increase grocery costs.
We do not own a car. We rely on public transportation, electric bikes and car hailing services to move around. All the basics are within walking distance (2.5 km radius) of our home, including dentist, health clinic and big box dept. store . Only if we need to go to a hospital or a mall we would need a car or public transit. This is what walking in this neighborhood feels like.
Over the past 8 months we have come under budget every month by about US$400.
Any money that was earned outside of Malaysia can be brought into the country tax free. In other words, earnings from foreign investments and pensions are not taxed in Malaysia.
We have a separate discretionary budget for things like leisure travel. That budget varies depending on the value of my assets. As of right now I set my discretionary budget to zero.
Why malaysia? - Weather (summer year around) - English speaking and laws based on the English legal system (former British colony) - Violent crime is incredibly rare. - Best bang for the buck in Southeast Asia. Excellent infrastructure (roads, power grid, hospitals, Internet, airports, etc...). In terms of development Malaysia is comparable with Portugal or Poland, but priced only slightly higher than Thailand or Indonesia. - Excellent food - Well located in Asia makes it easy to travel around - Not subjected to any major natural disasters - Easy to get retirement VISA (no longer the case as of 2022)
Why are there so many forex scams in Malaysia where investors believe in 10% returns per month is possible? That's rubbish.
These are impossible returns. A friend asked me the other day aggressively to invest in TriumphFX or TFXI funds with such return / promised characteristics. It's not possible! Of course, in thailand, there is the Youtube star Nutty. In Malaysia, we have TriumphFX or their spin offs EOB.
Malaysia’s anti-graft body investigates $136B government budget misappropriation
The Anti-Corruption Commission of Malaysia said on Thursday that it has launched an inquiry into the suspected theft of 600 billion ringgit ($136.39 billion) in government monies.
Max about his sister Victoria (2015) "I promised her a handbag when I scored my first points, that happened in Malaysia and that was the first thing I was thinking about when I crossed the line, okay, now I have to buy my sister a handbag"
Two periodic Hollywood-noir influenced films that released in 2015. Both were ambitious, big-budget passion projects of their respective directors and both flopped horribly, forcing the directors to go back to making small-scale films and abandon the idea of turning these into franchises. Thoughts?
Par completo forex ira conta segurança 2015 viceversa meu binário. FORO FINANCEIRO DO INVESTIDOR Por quarto ano consecutivo. Nós dizemos-lhe exatamente o que fazer para que você não tem que fazer sua própria análise e não há nenhuma adivinhação envolvida. Rajan, que forex ira conta a crise financeira global de 2008 e foi nomeado governador para três contas forex ira, disse após o ... Kospi tertahan trendline, waspadai jika pecah. Cara main Binomo tanpa deposit - petua perdagangan Forex apabila pasaran mendatar Sep 17, 2019 - Explore Danielle Dwellingham's board "Forex" on Pinterest. See more ideas about Forex, Trading charts, Forex trading. Opsi Biner Di Singapura 2020 (225) Kisah Sukses Trader Singapura (399) Pilihan Binari Di Indonesia 2020 (149) Langkah Menuju Sukses Trading Forex (55) Broker Opsi Biner Terbaik Di Indonesia (131) Pergerakan Harga Dan Tren Forex (330) Tips Memilih Broker Forex (91) Dagangan Forex Di Malaysia (57) Pedoman Sukses Trading (375) Forex Broker (334) Analisis Forex Mingguan (65) Broker Forex Terbaik ... Download our special Forex Sentiment Indicator for free right now! MORE. THE BEST MACD INDICATOR (download for free) The only MACD indicator optimized to provide strong and high probability trading signals. In contrast with the usual MACD indicator, our MACD indicator is able to extremely effectively recognize when there is the right time to open orders, or if you shouldn't open any orders at ... Apr 12, 2019 - Explore bmwibowo's board "Finance" on Pinterest. See more ideas about Trading charts, Stock trading, Forex trading. Broker Forex asal Singapore; Cara main Binomo pemula; Binomo main cara halal. deposit Binomo bni. Mendeteksi bounce dalam Forex; Cara open posisi di Olymp Trade; analisis Forex terbaik. Strategi pilihan binaris dengan pivot point; Jadi apa trik jitu Olymp Trade agar selalu menang; Daftar trader sukses di Malaysia dan dunia; IQ Option caranya ...
95% Winning Forex Trading Formula ... Food Shopping & Prep Without A Budget - Duration: 26:07. Animal Recommended for you. 26:07. branding 101, understanding branding basics and fundamentals ... Published on Apr 24, 2015 Advanced Financial Modeling for Oil and Gas IN Finance will be held in Istanbul (Turkey) , London (UK) , Kuala Lumpur (Malaysia) , Dubai (UAE) , Jeddah , Riyadh and Dammam Jenny Stone, partner at RBP, and Steve Caps discuss the superannuation scheme and its idiosyncrasies with Dr Tommy Perkins, from Medics Money, to try and make sense of it all. Some of the topics ... LIVE Forex Trading - LONDON, Thu, ... UNBOXING MY FIRST EVER BIG BUDGET PHONE.... THE URI CHARLIE URI Charlie 581 watching. Live now; 14 BEST Taiwan Night Market Foods You Need to Try ... From Sunday, February 1 at 2:45 p.m. at SUMA Convention 2015. Session description: Receiving value for your dollar has never been more important. Budgets and timelines are tight. You need the ... 95% Winning Forex Trading Formula ... Budget Nerd 861,080 views. 17:01. Mark Knopfler on Guitars - Duration: 14:25. Mark Knopfler Russia 10,203,306 views. 14:25. Lock Down Lock in - Time Mastery ... 11-Nov-2017 to 31-Dec-2017 Amazing Was Dubai - Thrilling will be Singapore & Malaysia. Audure welcomes you to the Another wonderful Bitcoin trip to Singapore & Malaysia. Bring up a new experience ...
